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diaspora

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Leasing offer for the Kosovo diaspora

Financing up to 80% of the price

Leasing duration of up to 10 years

Property valuation – Free of charge

diaspora

Leasing offer for apartments

  •  Financing up to 80% of the price
  •  No additional mortgage
  •  Leasing duration up to 10 years
  •  Property valuation – Free of charge
diaspora

Leasing offer for business premises

  • Financing up to 70% of the price
  • Leasing duration up to 10 years
  • Preferential interest
  • Premises insurance at a preferential price
  • Property valuation - Free of charge
  • No additional mortgage

Apply online for a leasing offer available to the diaspora!

Applying online takes just a few minutes. After completing the form, our team will contact you regarding the next steps.

Information marked with * is required.
Please select the municipality where you live
Terms and conditions Terms and conditions

By selecting the "Consent for CRK" button, I expressly agree, in accordance with the Law on Personal Data Protection and Article 7.2 of the CBK Regulation on Credit Registration, to give consent to Raiffeisen Leasing LLC, based at Rr. UÇK, Nr.222, Prishtina, with business registration number NUI 811282459, for the purposes of processing, concluding, maintaining, and amending the leasing agreement, to process and use my personal data, as well as to have access to my credit reports in the Credit Registry. I give this consent electronically based on my free will and mutual interest, and I will not deny it on any legal or factual basis. I am aware that giving this consent does not prejudge a positive response or imply the conclusion of the leasing agreement.

Consent for CRK Terms and conditions

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Bank, in accordance with Law No. 06/L-082 on Personal Data Protection...

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Raiffeisen Leasing Kosovo LLC , in accordance with Law No. 06/L-082 on Personal Data Protection and the European Union Regulation 2016/679 (GDPR), to process my personal data mentioned above as well as any data that may become known later, to be exchanged and used by Raiffeisen Leasing Kosovo LLC, members of the Raiffeisen Banking Group and companies contracted by Raiffeisen Leasing Kosovo LLC, to process the submitted application and to contact me in writing, by telephone and/or via electronic mail at the address indicated above, in order to send me appropriate and personalized offers1 through the profiling process and/or notifications related to the products and services offered.

* I confirm that I am aware that I am not obliged to give my consent for direct marketing/profiling and I am aware that at any time I have the right to withdraw this consent and in that case my data will not be used for the above-mentioned purpose. I confirm that all the information provided above is true, complete and accurate, and I declare that I have voluntarily made my personal data available to the Raiffeisen Leasing.1Individual offers are designed specifically for you based on an understanding of your economic needs through a process called profiling. Profiling involves automated analysis of your personal data and other information. Based on such processing, we reach conclusions regarding your economic or financial needs, your financial responsibility and other characteristics that we analyze when creating such offers.

Documents required to apply for leasing

  • Leasing Application (completed and signed)
  • Copy of Passport / Identity Card - (I.D.) of the applicant/s, VALID ID
  • Copy of Identity Card - (I.D.) of the guarantor in Kosovo, VALID ID
  • Employment contract of the applicant/s (Must be valid for a minimum of 12 months)
  • Bank account balance showing the amount of the applicant/s salary (for 12 months)
  • The report that shows that you are not under investigation in the state where you live and workCredit history report in the country where you live and work.
  • Pre-contract or offer for sale-purchase of real estate (signed and stamped by the seller).
  • Consent form for financial history state signed by Applicant/s
  • Bank proof in case there was an advance payment to the seller (Only bank transfer is valid)
  • A pre-bill or paid bill of water, telephone or electricity (not older than 3 months) evidencing the current residence (apartment, house) of the applicant.
  • Notarized statement whereby the applicant agrees with the spouse to enter into financial obligations and that you are authorized to sign the contract for the purchase of the apartment on behalf of the spouse.
  • Authorization for the third person (Family) who will sign the contract with the Notary if applicants for leasing are not in Kosovo at the time of signing the contract with the Notary.

What is financial leasing?

A financial leasing contract indicates a commercial arrangement where the lessee (customer) selects an assetand lessor will purchase the asset, which asset the lessee utilizes in exchange for a series of installments paid to the lessor for a specific amount of time. Once the lessee fulfils all the contractual obligations, acquires full ownership of the asset.

The Financial Lease includes three main stakeholders:

Lessor - Leasing Company

Lessee - Customer/The user of the asset

Vendor of the leased asset - asset seller