New apartment, new memories!

Buy an apartment and finance it through Raiffeisen
Leasing Kosova

Apply now

Financing up to 90% of the price

Leasing duration up to 25 years

Property valuation – Free of charge

Make the new apartment a reality!

Buy an apartment and finance it through Raiffeisen Leasing Kosova.

No additional mortgage
Leasing duration up to 25 years
Preferential interest
Financing up to 90% of the apartment’s price
Apartment’s insurance with a preferential price
Property valuation – Free of charge

Apply now

Apply online and choose the apartment or house of your dreams.

To get more information, apply online and Raiffeisen Leasing employees will contact you.

Information marked with * is required.

Name

Last name

Personal number

Phone Number

Consent for CRK

Terms and conditions

By selecting the "Consent for CRK" button, I expressly agree, in accordance with the Law on Personal Data Protection and Article 7.2 of the CBK Regulation on Credit Registration, to give consent to Raiffeisen Leasing LLC, based at Rr. UÇK, Nr.222, Prishtina, with business registration number NUI 811282459, for the purposes of processing, concluding, maintaining, and amending the leasing agreement, to process and use my personal data, as well as to have access to my credit reports in the Credit Registry. I give this consent electronically based on my free will and mutual interest, and I will not deny it on any legal or factual basis. I am aware that giving this consent does not prejudge a positive response or imply the conclusion of the leasing agreement.

Consent

Terms and conditions

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Bank, in accordance with Law No. 06/L-082 on Personal Data Protection...

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Raiffeisen Leasing Kosovo LLC , in accordance with Law No. 06/L-082 on Personal Data Protection and the European Union Regulation 2016/679 (GDPR), to process my personal data mentioned above as well as any data that may become known later, to be exchanged and used by Raiffeisen Leasing Kosovo LLC, members of the Raiffeisen Banking Group and companies contracted by Raiffeisen Leasing Kosovo LLC, to process the submitted application and to contact me in writing, by telephone and/or via electronic mail at the address indicated above, in order to send me appropriate and personalized offers1 through the profiling process and/or notifications related to the products and services offered.

* I confirm that I am aware that I am not obliged to give my consent for direct marketing/profiling and I am aware that at any time I have the right to withdraw this consent and in that case my data will not be used for the above-mentioned purpose. I confirm that all the information provided above is true, complete and accurate, and I declare that I have voluntarily made my personal data available to the Raiffeisen Leasing.1Individual offers are designed specifically for you based on an understanding of your economic needs through a process called profiling. Profiling involves automated analysis of your personal data and other information. Based on such processing, we reach conclusions regarding your economic or financial needs, your financial responsibility and other characteristics that we analyze when creating such offers.

Documents required to apply for leasing

Vendors' Offer / Pre-contract of purchase-sell for the leased asset (in the name of Raiffeisen Leasing)
Leasing Application (completed and signed)
Valid Identification Document: Identity Card or Passport issued by the MIA of the Republic of Kosovo
The contract of employment issued by the employer
KEK electricity bill, not older than 3 months (If the bill is in the name of another person, then the identity card of the person in whose name it was issued is also required).
Current bank account balance (6 months)

Vendors' Offer / Pro-invoice (completed)
Leasing Application (completed and signed)
Identification Document: Passport, Identity Card of the Republic of Kosovo for owners and authorized persons
Business Registration Certificate in the Ministry of Trade and Industry (not older than 3 months)
Information on registered Business in the Ministry of Trade and Industry www.arbk.org (not older than 3 months)
VAT registration certificate (if the company is registered with VAT)
Statute of the company (if the company is registered as an LLC or JSC)
Financial Statements (Balance sheet and Income statement for the last two years)
Description of the business (operations, clients, activities, competition, etc.)
Loan contracts with other banks (if any)Current contracts and References
Current account balance in other banks you cooperate with (last 6 months)
Taxpayers status, issued by Tax Administration of Kosovo.

Leasing Application (completed and signed)

Copy of Passport / Identity Card - (I.D.) of the applicant/s, VALID ID

Copy of Identity Card - (I.D.) of the guarantor in Kosovo, VALID ID

Employment contract of the applicant/s (Must be valid for a minimum of 12 months)

Bank account balance showing the amount of the applicant/s salary (for 12 months)

The report that shows that you are not under investigation in the state where you live and work

Credit history report in the country where you live and work.

Pre-contract or offer for sale-purchase of real estate (signed and stamped by the seller).

Consent form for financial history state signed by Applicant/s

Bank proof in case there was an advance payment to the seller (Only bank transfer is valid)

A pre-bill or paid bill of water, telephone or electricity (not older than 3 months) evidencing the current residence (apartment, house) of the applicant.

Notarized statement whereby the applicant agrees with the spouse to enter into financial obligations and that you are authorized to sign the contract for the purchase of the apartment on behalf of the spouse.

Authorization for the third person (Family) who will sign the contract with the Notary if applicants for leasing are not in Kosovo at the time of signing the contract with the Notary.

What is financial leasing?

A financial leasing contract indicates a commercial arrangement where the lessee (customer) selects an assetand lessor will purchase the asset, which asset the lessee utilizes in exchange for a series of installments paid to the lessor for a specific amount of time. Once the lessee fulfils all the contractual obligations, acquires full ownership of the asset.

The Financial Lease includes three main stakeholders:

Lessor - Leasing Company

Lessee - Customer/The user of the asset

Vendor of the leased asset - asset seller