Kupite poslovni prostor putem lizinga!
Ponuda putem lizinga za poslovni prostor za fizička lica
Finansiranje do 75% cene
Trajanje lizinga do 15 godina
Procena imovine - besplatno
Otvorite vrata uspehu!
Ponuda putem lizinga za poslovni prostor za fizička i privredna lica!
- Finansiranje do 90% cene stana
- Trajanje lizinga do 25 godina
- Povlašćena kamata
- Procena imovine - besplatno
- Bez dodatne hipoteke
Apply online and buy a business premise through our latest offer for individuals.
No additional mortgage, and benefit from free of charge property valuation.
For more information, apply online and our Bank employees will contact you.
Documents required to apply for leasing
- Vendors' Offer / Pro-invoice (completed)
- Leasing Application (completed and signed)
- Identification Document: Passport, Identity Card of the Republic of Kosovo for owners and authorized persons
- Business Registration Certificate in the Ministry of Trade and Industry (not older than 3 months)
- Information on registered Business in the Ministry of Trade and Industry www.arbk.org (not older than 3 months)
- VAT registration certificate (if the company is registered with VAT)
- Statute of the company (if the company is registered as an LLC or JSC)
- Financial Statements (Balance sheet and Income statement for the last two years)
- Description of the business (operations, clients, activities, competition, etc.)Loan contracts with other banks (if any)
- Current contracts and References
- Current account balance in other banks you cooperate with (last 6 months)
- Taxpayers status, issued by Tax Administration of Kosovo.
- Vendors' Offer / Pre-contract of purchase-sell for the leased asset (in the name of Raiffeisen Leasing)
- Leasing Application (completed and signed)
- Valid Identification Document: Identity Card or Passport issued by the MIA of the Republic of Kosovo
- The contract of employment issued by the employer
- KEK electricity bill, not older than 3 months (If the bill is in the name of another person, then the identity card of the person in whose name it was issued is also required).
- Current bank account balance (6 months)
What is financial leasing?
A financial leasing contract indicates a commercial arrangement where the lessee (customer) selects an assetand lessor will purchase the asset, which asset the lessee utilizes in exchange for a series of installments paid to the lessor for a specific amount of time. Once the lessee fulfils all the contractual obligations, acquires full ownership of the asset.
The Financial Lease includes three main stakeholders:
Lessor - Leasing Company
Lessee - Customer/The user of the asset
Vendor of the leased asset - asset seller