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Forklifts and construction vehicles

Forklifts, construction vehicles

Raiffeisen Leasing offers simple, affordable and effective leasing opportunities for forklifts and construction vehicles that help your business.

Financing opportunities for:

  • Micro Business
  • Small and medium businesses
  • Corporation

General information

A financial leasing contract indicates a commercial arrangement where the lessee (customer) selects an assetand lessor will purchase the asset, which asset the lessee utilizes in exchange for a series of installments paid to the lessor for a specific amount of time. Once the lessee fulfils all the contractual obligations, acquires full ownership of the asset.

The Financial Lease includes three main stakeholders:

  • Lessor - Leasing Company
  • Lessee - Customer/The user of the asset
  • Vendor of the leased asset - asset seller

Advantages of leasing:

  • Financing without additional mortgage
  • Quick approval procedures
  • Competitive interest in the market
  • Automatic transfer of ownership right after the payment of the final instalment

General terms and conditions

General terms and conditions for forklifts:

  • Down payment: 20% (minimum)
  • Duration of the leasing contract: 60 months or 5 years (maximum)

General terms and conditions for construction vehicles:

  • Down payment: 20% (minimum)
  • Duration of the leasing contract: 72 months or 6 years (maximum)

Documents required to apply for leasing

 

For legal entities (businesses):

  • Vendors' Offer / Pro-invoice (completed)
  • Leasing Application (completed and signed)
  • Identification Document: Passport, Identity Card of the Republic of Kosovo for owners and authorized persons
  • Business Registration Certificate in the Ministry of Trade and Industry (not older than 3 months)
  • Information on registered Business in the Ministry of Trade and Industry www.arbk.org (not older than 3 months)
  • VAT registration certificate (if the company is registered with VAT)
  • Statute of the company (if the company is registered as an LLC or JSC)
  • Financial Statements (Balance sheet and Income statement for the last two years)
  • Description of the business (operations, clients, activities, competition, etc.)
  • Loan contracts with other banks (if any)
  • Current contracts and References
  • Current account balance in other banks you cooperate with (last 6 months)
  • Taxpayers status, issued by Tax Administration of Kosovo.

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Leasing Calculator

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This calculator is for illustrative purposes only and does not include administrative costs and asset insurance costs. For more detailed information about the leasing terms please contact us at 038/222 222 ext. 340/341 to schedule an appointment with one of our sales agents.

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