Buses

Buses

If you want to buy new or used buses for your business, then We are your solution!

Financing opportunities for:

  • Micro businesses
  • Small and Medium businesses
  • Corporate

General information

A financial leasing contract indicates a commercial arrangement where the lessee (customer) selects an asset and lessor will purchase the asset, which asset the lessee utilizes in exchange for a series of installments paid to the lessor for a specific amount of time. Once the lessee fulfils all the contractual obligations, acquires full ownership of the asset.

The Financial Lease includes three main stakeholders:

  • Lessor - Leasing Company.
  • Lessee - Customer/The user of the asset
  • Vendor of the leased asset - asset seller

Advantages of leasing:

  • Financing without additional mortgage
  • Quick approval procedures
  • Competitive interest in the market
  • Automatic transfer of ownership right after the payment of the final instalment

General terms and conditions

For micro, small and medium enterprises, and corporations:

  • Down payment: 25% (minimum)
  • Duration of the leasing contract: 84 months or 7 years (maximum)

Documents required to apply for leasing

 

For legal entities (businesses):

  • Vendors' Offer / Pro-invoice (completed)
  • Leasing Application (completed and signed)
  • Identification Document: Passport, Identity Card of the Republic of Kosovo for owners and authorized persons
  • Business Registration Certificate in the Ministry of Trade and Industry (not older than 3 months)
  • Information on registered Business in the Ministry of Trade and Industry www.arbk.org (not older than 3 months)
  • VAT registration certificate (if the company is registered with VAT)
  • Statute of the company (if the company is registered as an LLC or JSC)
  • Financial Statements (Balance sheet and Income statement for the year 2018, 2019 and 2020)
  • Description of the business (operations, clients, activities, competition, etc.)
  • Loan contracts with other banks (if any)
  • Current contracts and References
  • Current account balance in other banks you cooperate with (last 6 months)
  • Taxpayers status, issued by Tax Administration of Kosovo.

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Leasing Calculator

This calculator is for illustrative purposes only and does not include administrative costs and asset insurance costs. For more detailed information about the leasing terms please contact us at 038/222 222 ext. 340/341 to schedule an appointment with one of our sales agents.